Lieutenant Jenny Colton of NYPD is on the trail of a drug baron, Benny DeCorsky, who manages to stay one step ahead of her.
Jenny?s second husband, Bob, is on the trail of a cop-killer whose victims appear to have been working for Benny, who now has a price on his head, dead or alive.
Everything changes when Jenny is visited by her all-time girlfriend, Christine who rouses her curiosity about life insurance especially when she discovers that an ex-con is working for a company that sells insurance to policemen.
During the course of her investigation, Jenny gets help from her first husband who is having an identity problem.